We have about $100K in credit card debt. I’m trying to get it under control, however, I’m back in the same big hole every month due to interest. I have looked into credit counseling services, everyone wants to charge you some large fee for negotiating with credit card companies. I want to try to do this myself. Does anyone have any suggestions, points or tips for doing this?

How do you negotiate with credit card companies as it relates to interest rates, etc.? is a post from: Credit Card Score

I have never really bought anything but my credit score is low. This prevents me from being approved for things. How can I improve my credit without the help of a cosiner?

what are some easy ways to improve your credit score? is a post from: Credit Card Score

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I want to buy a house in 6 months. How can I clean up my credit score? I had perfect credit but recently ran into hard times but, I’m getting back on track. Also I owe tons in student loans….Help me please.

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I have start taking these art classes at home and I am paying a tuition every month I was wondering like how long does it take to build up my credit score to a good score.

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I’ve been unemployed for a couple months, and the credit card payments are starting to hurt.

If I negotiate with the credit card company to reduced my debt or monthly payment, will this somehow hurt my credit score.

I plan on refinancing my mortgage when I get another job, and I don’t want my score to be hurt.

Will negotiating credit card debt hurt my credit score? is a post from: Credit Card Score

I am really bad with paying bills and my credit has taken a hit these past couple years. I make enough money where I should be able to pay everything with no problem but for some reason I continue to struggle. Do you think a debt consolidation would be best for me and to help me improve my credit score? Does this really work?

Does debt consolidation work and help improve your credit score? is a post from: Credit Card Score

I would like to change one of my current credit card to a better rewards card offered by the same company. Is it possible to do this without additional credit checks? I don’t want to lose my 2 year history on the card by changing the type of card and I don’t want too many inquiries on my credit to lower my score.
I have 2 cards that I inquired about. One let me do it and the other wanted me to go through a new application. Thanks!

Will switching credit cards with the same company adversely affect my credit score? is a post from: Credit Card Score

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I have a 679 right now but I really want to crest that blessed 720 marker. right now what i’ve been doing is using my credit card to pay my monthly bills, but then i turn around and pay off the credit card within the next few days. is this going to help me raise my score? and are there any other ways for me to bump it up to that next tier?

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